Short-term loans from P500 up to P15,000, paid out in less than an hour. No paperwork. No queues. Built in Botswana for Batswana.
“Took five minutes. Paid me out before lunch.”
Fig. 01Move the dials. Every fee is on the table from the start — no surprises, no small print.
Due in one lump sum on Mon, 29 Jun 2026.
✻ subject to affordability check ✻
No branches. No paperwork. No queues. Just four straightforward steps — designed for the Botswana lifestyle.
Fill in a short form using your Omang and proof of income. Takes about five minutes — entirely from your phone.
Our system runs an affordability check on the spot. If you qualify, you'll see your offer and repayment date straight away.
Once approved, your money lands in your Botswana bank account — usually within an hour, on business days.
We remind you by SMS before the due date. Repay in one lump sum and you're free to borrow again whenever.
We started MicroLending because Batswana deserve better than predatory lenders. Lend a fair amount, charge a fair price, treat every customer like a neighbour — because in Gaborone, they probably are.
Every fee is on the page before you commit. No fine print, no surprise charges — what you see is what you repay.
›Designed locally for local needs. Use your Omang, get paid in Pula, get help in Setswana or English.
›Your data is encrypted end-to-end and never sold. We use the same standards as your bank.
›Approved loans land in your bank account within 60 minutes — Monday to Saturday.
›We never lend more than you can comfortably repay. Our affordability check protects your livelihood.
›Call, WhatsApp or email — our Gaborone team is ready six days a week. No bots, no scripts.
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Fig. 02 · Gaborone, BW“The team understood what I needed and got me sorted before my next pay-cheque. Real lifesavers.”— Lesego M., small business owner, Mogoditshane
A MicroLending loan is yours to spend however you need. No justification required — just the next chapter, financed.
Burst geyser? Broken fridge? Cover unexpected home costs without dipping into savings.
Make sure the kids are ready for the new term — repay comfortably once your salary lands.
Cover medical bills, prescriptions, or specialist consultations when you need them most.
Get your wheels back on the road quickly. Pay the mechanic, drive to work, repay later.
Cover stock or a once-off opportunity. Get back to running your hustle, fast.
Help with funerals, weddings, or family responsibilities — without the stress of waiting.
4.9 / 5
n = 2,184 reviews
I needed money urgently to cover my child's school registration. MicroLending paid me out within 40 minutes. Honestly, I was shocked. I'll use them again.
The website is so simple. I applied from my phone on a Saturday afternoon and bought the parts I needed before the workshop closed. Top service.
What sold me was the calculator. I knew exactly what I was going to pay back before signing anything. No tricks. Will recommend to my friends.
I was nervous because of bad experiences with other lenders, but these guys are different. Friendly call centre, fair price. Lekker.
Still curious? Drop us a WhatsApp or give us a call. We genuinely love helping.
Any Motswana citizen aged 18 or older with a valid Omang, a Botswana bank account, and a regular source of income can apply. You don't need a perfect credit history — we look at your overall affordability.
First-time customers can borrow between P500 and P5,000. As you build a repayment track record with us, your limit can grow up to P15,000.
Most approved loans are paid out within 60 minutes during business hours (Mon–Sat, 08:00–17:00 CAT). Applications outside business hours are processed first thing the next working day.
Just your Omang and your three most recent payslips or bank statements. You can upload photos directly during the online application — no scanning required.
Pricing depends on how much you borrow and for how long. Every fee — interest, initiation fee, service fee — is shown clearly in the calculator above before you commit. There are no hidden charges.
Talk to us before your due date. We'll always try to find a workable solution rather than penalising you. Avoiding the conversation is what hurts your credit score.
Yes. We use bank-grade encryption, store data on secured servers, and never sell your information. We comply with Botswana's Data Protection Act.
MicroLending operates in line with NBFIRA guidelines and Botswana's consumer credit regulations. Our license details are visible at our Gaborone office and in the footer of this site.
Pick the channel that suits you. Our Gaborone team typically replies in under 5 minutes during working hours.
The fastest way to reach us. Send a message and our team will guide you through the application step-by-step.
Money tips, customer stories, exclusive offers from our Gaborone community.